Best ETFs on GPW — comparison of available funds in 2026

Review and comparison of the best ETFs available on GPW. Global, S&P 500, bond ETFs — which to choose? Costs, returns and practical advice.

10 min czytania

ETFs on GPW — what's available?

More and more ETFs are listed on the Warsaw Stock Exchange. Additionally, Polish brokers (XTB, mBank, Bossa) provide access to ETFs listed on foreign exchanges (Xetra, LSE, Euronext). In this guide, we cover both sources.

ETFs listed directly on GPW

ETF Ticker Index TER Notes
Beta ETF WIG20 ETFW20L WIG20 0.45% 20 largest companies from GPW
Beta ETF mWIG40 ETFMWIG mWIG40 0.80% Mid-cap companies from GPW
Beta ETF S&P 500 ETFSP500 S&P 500 0.45% US exposure in PLN
Beta ETF DAX ETFDAX DAX 0.45% 40 largest German companies
Beta ETF TBSP ETFTBSP TBSP 0.20% Polish treasury bonds

Advantage of GPW ETFs: Buy in PLN, no currency conversion, easy tax settlement.

Disadvantage: Limited selection and higher TER compared to foreign counterparts.

Global (whole world)

ETF Ticker Index TER Currency
Vanguard FTSE All-World VWCE FTSE All-World 0.22% EUR
iShares MSCI ACWI IUSQ MSCI ACWI 0.20% EUR

VWCE is one of the most commonly recommended ETFs — it gives exposure to over 3,700 companies from around the world in one instrument.

USA (S&P 500)

ETF Ticker Index TER Currency
iShares Core S&P 500 SXR8 S&P 500 0.07% EUR
Vanguard S&P 500 VUAA S&P 500 0.07% EUR

The cheapest ETFs in the comparison. Exposure to 500 largest US companies.

Europe

ETF Ticker Index TER
iShares Core MSCI Europe IMAE MSCI Europe 0.12%
Vanguard FTSE Developed Europe VEUR FTSE Dev. Europe 0.10%

Bonds

ETF Ticker Type TER
iShares Core EUR Govt Bond IEGA EUR government bonds 0.07%
Beta ETF TBSP ETFTBSP Polish bonds 0.20%

How to choose an ETF?

1. Define your goal

  • Long-term growth → global equity ETF (VWCE)
  • US exposure → S&P 500 (SXR8, VUAA)
  • Stability → bond ETF
  • Poland → Beta ETF WIG20

2. Check TER

TER (Total Expense Ratio) is the annual management fee. A difference of 0.1% seems small, but over 30 years and a large portfolio, it's thousands of złoty.

3. Accumulating vs distributing

  • Accumulating (ACC) — dividends reinvested automatically. Better tax-wise (no dividend tax until sale)
  • Distributing (DIST) — dividends paid to account. Provides regular income but subject to tax

For most Polish investors: choose accumulating variants.

4. Fund size

Larger fund = higher liquidity and lower closure risk. Look for ETFs with assets above 500 million EUR.

5. Currency

EUR ETFs require currency conversion. If you want to avoid this, consider GPW ETFs (in PLN) — but remember about higher TER.

Sample ETF portfolios

Simple (1 ETF)

  • 100% VWCE — whole world in one instrument

Balanced (2 ETFs)

  • 80% VWCE (global equities) + 20% IEGA (EUR bonds)

Advanced (3+ ETFs)

  • 60% SXR8 (S&P 500) + 20% IMAE (Europe) + 10% ETFW20L (Poland) + 10% ETFTBSP (Polish bonds)

How Freenance can help?

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