BNP Paribas Integration — Import Transactions to Freenance

Importing Transactions from BNP Paribas

Freenance enables seamless integration with BNP Paribas through CSV file import from the GOonline platform. Automatically categorize expenses, track financial trends, and manage your household budget more effectively.

Getting Ready

System Requirements

Before you begin, make sure you have:

• An active BNP Paribas account with GOonline access
• A web browser that supports file downloads
• An active mobile token or other authentication method

Exporting from GOonline

Step 1: Log In

1. Go to goonline.bnpparibas.pl
2. Log in with your client number and password
3. Confirm login via your mobile app or SMS code
4. Navigate to Accounts and Cards

Step 2: Select Account and Period

1. Choose the account you want to export history from
2. Click Account Statement or Transaction History
3. Set the start and end dates (up to 12 months)
4. Select all transaction types or specific categories

Step 3: Export to CSV

1. Click the Export or Download Statement button
2. Select CSV (Excel) from the format list
3. Confirm by clicking Generate File
4. Wait for the file to be generated (may take a few minutes)
5. Download the ready file to your computer

Step 4: Import to Freenance

1. Open Freenance in your browser
2. Go to Transactions > Import
3. Select BNP Paribas from the available banks
4. Drag and drop the CSV file or use the "Upload file" button
5. Review the preview of imported data
6. Click Confirm Import

Automatic Analysis Features

Smart Categorization

After import, Freenance automatically analyzes each transaction:

Pattern Recognition

Freenance learns your financial habits:

• Recurring payments — automatic flagging of installments and subscriptions
• Favorite places — frequent stores and restaurants
• Category budgets — suggested limits based on spending history
• Unusual expenses — alerts for transactions outside normal patterns

Optimizing Your Import Process

Frequency Strategy

Weekly import (recommended):

• Fresh data for real-time budget management
• Quick reaction to budget limit breaches
• Better spending planning throughout the month

Monthly import:

• Financial review after the billing period closes
• Comparison against budget targets
• Planning for the next month

Quarterly import:

• Long-term trend analysis
• Annual financial goal review
• Savings strategy optimization

Combining Multiple Sources

If you use several financial products:

1. Accounts at different banks — import them all into one Freenance
2. Credit cards — track card spending alongside your main account
3. Savings accounts — monitor your savings progress
4. Investments — combine data from brokerage platforms

Budget Management After Import

Creating Categories

Freenance offers flexible categorization:

• Basic categories — food, transport, entertainment, home
• Subcategories — detailed breakdowns (e.g., food → groceries, restaurants)
• Custom labels — your own tags for specific expenses
• Time-based categories — expenses tied to specific projects or periods

Setting Budget Limits

1. Go to the Budget section in Freenance
2. Set monthly limits for each category
3. Enable notifications when approaching limits
4. Adjust limits based on historical analysis

Monitoring Savings Goals

• Monthly targets — amount to save each month
• Long-term goals — vacation, renovation, car
• Automatic saving — percentage of each deposit
• Progress tracking — charts and statistics

Data Security

Information Protection

Freenance follows the highest security standards:

• TLS/SSL encryption — secure data transmission
• Local processing — CSV files analyzed in your browser
• No account numbers stored — only amounts and categories
• Access control — two-factor authentication

Privacy

• We don't need your bank account passwords
• Data is anonymized before storage
• Full control over data deletion
• GDPR compliant

Troubleshooting

Common Issues

CSV format error:

• Check that the file was fully downloaded
• Open it in Excel/LibreOffice and verify the structure
• Make sure the encoding is UTF-8

Some transactions missing:

• Check the date range in your GOonline export
• Some operations may be posted with a delay
• Card transactions may appear a few days after the purchase

Incorrect categorization:

• Edit the category manually — the system will remember for next time
• Add custom categorization rules for specific merchants
• Report incorrect categorizations to help improve the system

Contact Support

If you need help:

1. Help center — knowledge base at freenance.io/pomoc
2. Online chat — available in the Freenance app
3. Support email — support@freenance.io
4. Contact form — for detailed problem descriptions

Benefits of BNP Paribas + Freenance

Beyond Standard Banking

GOonline offers a basic transaction overview, but Freenance adds:

• Advanced analytics — trends, comparisons, forecasts
• Budgeting with alerts — real-time expense control
• Multi-source consolidation — all finances in one place
• Savings goals — motivation and progress tracking
• Reports and charts — financial health visualization

Freenance enriches BNP Paribas's solid banking products with intelligent personal finance management.

Get Started

Ready for better control over your finances?

1. Export data from GOonline (CSV format)
2. Create an account at freenance.io (free)
3. Import transactions in just a few clicks
4. Set your budget and start saving intentionally

👉 Join thousands of Freenance users →

Integrating BNP Paribas with Freenance is the first step toward mindful money management. Start understanding your expenses and saving more effectively today.