PKO BP Integration — Import Transactions to Freenance

Import Transactions from PKO BP

Freenance lets you import your transaction history from PKO Bank Polski via CSV files exported from the iPKO online banking system. Get a complete view of your finances in one place.

Step-by-Step Guide

Step 1: Export from iPKO

1. Log in to iPKO at ipko.pl
2. Go to My Products → select your account
3. Click Transaction History
4. Set the date range (we recommend 3–12 months)
5. Click Download Statement (the arrow-down icon)
6. Choose the format: CSV or CSV file for import
7. Save the file

Step 1b: Export from the IKO App

In the IKO mobile app:

1. Open the account history
2. Select a date range
3. Tap Export → CSV
4. Save or share the file

Step 2: Import to Freenance

1. Log in to Freenance at freenance.io
2. Go to Expenses → Import
3. Select source: PKO BP
4. Drag and drop the CSV file or click Choose file
5. Confirm the import

Step 3: Automatic Categorization

Freenance automatically:

• Recognizes transactions by description (e.g., "BIEDRONKA", "ŻABKA", "ALLEGRO")
• Detects recurring transactions (rent, bills, subscriptions)
• Flags transactions that need manual categorization

Supported PKO BP Formats

Both formats are automatically recognized by Freenance.

PKO BP-Specific Notes

• File encoding: PKO BP sometimes exports in Windows-1250 instead of UTF-8. Freenance handles both encodings automatically.
• Delimiter: PKO BP files may use semicolons (;) as delimiters — Freenance recognizes this.
• Export limit: iPKO allows exporting up to 12 months at a time.

Security

• We don't require your iPKO login credentials
• Files are processed locally in your browser
• Encrypted HTTPS communication
• Automatic duplicate detection

Get Started with PKO BP and Freenance

PKO BP is Poland's largest bank — if you have an account there, importing to Freenance takes just 2 minutes.

👉 Import your PKO BP transactions at freenance.io