getquin Review 2026 — Pricing, Features, Verdict

TL;DR

getquin is a Berlin-built, mobile-first portfolio tracker that has captured a surprising chunk of the European retail-investor market by combining a free freemium model with social-investing features, an investment ideas feed, and tight integration with Trade Republic and Scalable Capital — the two neo-brokers that dominate Germany and increasingly the broader EU. Pricing in 2026 is simple: a free tier covering most use cases, and a Pro tier at EUR 4.99/month that unlocks unlimited transactions, advanced analytics, and ad-free use. Best for European mobile-native investors who use neo-brokers, want to compare portfolios with friends or community, and value polished UX over deep tax reporting. Worst at: deep historical data, advanced corporate-actions handling, multi-asset depth (crypto and DeFi are basic), and tax filing for any jurisdiction. Verdict: the easiest entry point for European retail investors who already live on their phone and use Trade Republic or Scalable Capital — but a poor fit for tax-aware, multi-broker, multi-currency professional users.

Why Portfolio Trackers Matter in 2026

Most retail investors today hold assets across at least two brokers, often two or three currencies, and increasingly across asset classes — equities, ETFs, dividend-paying REITs, crypto, sometimes private investments. Broker dashboards almost never aggregate this picture. Worse, they rarely calculate true time-weighted returns, dividend yield on cost, or the country-of-source withholding tax that matters at filing time. Data shows that investors who track holdings outside their broker make fewer panic decisions and rebalance more consistently, because they see the whole picture rather than a fragment.

getquin took a specific angle on this problem: build a tracker that feels like an Instagram-quality consumer app, prioritise the brokers Europeans actually use, and add a social layer so investors can learn from each other. Founded in 2020 in Berlin, getquin grew quickly during the 2020-2021 retail trading boom and has since matured into one of the most-downloaded finance apps in Germany, Austria, and Switzerland. By 2026 the platform also has solid traction in the Netherlands, Italy, and Poland, though it is still strongest in DACH.

Key Facts at a Glance

How getquin Works

You sign up via the iOS or Android app, choose a base currency (EUR is default), and connect your first broker. Trade Republic and Scalable Capital integrate via API and import positions, transactions, and dividends with minimal friction. Interactive Brokers is supported via Flex Query. DEGIRO and eToro require CSV upload or manual entry depending on the user's country and account type. The onboarding flow is the smoothest in the category — many investors consider getting from zero to a populated portfolio in getquin a five-minute job, where Sharesight or Snowball might take twenty.

The core tracking experience is a polished mobile dashboard with allocation breakdowns, performance vs benchmark, dividend calendar, and a watchlist. The Pro tier adds unlimited transactions (free is capped), unlimited custom benchmarks, advanced filters, and removes ads.

What makes getquin different from every competitor reviewed here is the social layer. Each user has a public-by-default profile (which can be set private) showing aggregated portfolio composition, performance, and asset allocation — but typically not exact position sizes. You can follow other investors, comment on their trades, and join discussions about specific stocks. There is also an "investment ideas" feed of community-curated ideas with a discussion thread on each. For some investors this is the single biggest reason they use getquin; for others it is exactly what they want to avoid.

Performance is calculated using both time-weighted return (TWR) and money-weighted return (MWR/IRR), with a total return and a capital gain figure also displayed. Benchmarks are flexible — you can compare against the MSCI World, S&P 500, NASDAQ-100, DAX, or any single ETF. Dividend tracking includes a calendar view that highlights upcoming ex-dividend dates and a projected 12-month income figure based on declared payouts. None of this is as deep as Sharesight, but for the size and complexity of portfolios most retail investors actually hold, it is plenty.

Watchlists deserve a mention. getquin's watchlist is more than a price ticker — it includes basic fundamentals, news headlines, and a one-tap way to log a hypothetical position to see how a watchlist asset would have changed your portfolio over time. This blurs the line between research tool and tracker in a way most competitors do not attempt.

Pricing Breakdown

getquin's pricing in 2026 is unusually simple:

• Free — unlimited portfolios, broker connections, allocation views, benchmarking, watchlists. Limited number of transactions per month, occasional ads, and some advanced analytics gated.
• Pro — EUR 4.99/month — unlimited transactions, all analytics, ad-free, priority support.
• Pro Annual — EUR 49.99/year (~EUR 4.16/month) — same as Pro with a small discount.

That is the whole pricing matrix. There is no enterprise tier, no advisor tier, and no holdings cap on either tier. For most retail investors with a Trade Republic or Scalable Capital account, the free tier is genuinely usable for an extended period — getquin is one of the few trackers where the free plan is not a glorified demo.

Compared to Sharesight (~USD$12/mo Investor) or Snowball Analytics (USD$9.99/mo Pro), getquin Pro is roughly half the price. Many investors consider it the best value-per-feature in the EU market for retail use cases that do not require deep tax reporting.

The pricing simplicity is also a marketing advantage. Sharesight has four tiers in AUD that confuse non-Australian users; Snowball has Free and Pro and Pro Annual that the marketing labels in slightly inconsistent ways. getquin has Free or Pro, and the bill is in euros. For European investors that ease alone is a small selling point.

Best For / Not For

getquin wins when you:

• Use Trade Republic, Scalable Capital, or both as your main broker.
• Live in Germany, Austria, Switzerland, the Netherlands, or another EU market with strong neo-broker presence.
• Want a mobile-first experience that feels like a modern consumer app.
• Enjoy or benefit from social investing — comparing with friends, learning from community, joining stock discussions.
• Are early in your investing journey and value a low-friction entry over deep analytics.
• Want a free, capable tracker without subscription pressure.

getquin is not the right tool when you:

• Need detailed tax reports for any jurisdiction — there are none beyond raw exports.
• Hold a multi-broker, multi-currency portfolio with brokers outside the supported list.
• Trade actively and want fast manual trade entry workflows.
• Custody at IBKR with hundreds of transactions per year — performance and import speed degrade.
• Want a deep desktop/web experience for analysis — getquin is mobile-first by design.
• Prefer privacy and dislike social features — even with private profiles, the social layer is core to the product.
• Need strong corporate actions accuracy across decades of holdings.

Common Pitfalls

User reviews on Trustpilot, the App Store, and German finance forums cluster around recurring complaints in 2026:

• Broker integrations break occasionally — Trade Republic and Scalable Capital are stable but not perfect, and CSV imports for DEGIRO sometimes misclassify dividends.
• No native tax reports — the lack of a Steuerreport-equivalent for German users frustrates anyone who hoped getquin would do double duty as a tax tool. It does not.
• Crypto is basic — major coins via major exchanges work, but anything beyond is unreliable.
• Social features push public mode — the default lean toward public profiles annoys privacy-conscious users.
• Free tier transaction limits surprise users — busy investors hit the cap mid-month and feel pushed toward Pro.
• Investment ideas feed is noisy — community quality is uneven, and trending stocks often track meme-driven momentum rather than research.
• Performance metrics are simplified — TWR and MWR exist but with less granularity than Sharesight or Snowball.
• Currency switching is awkward — multi-currency investors typically need duplicate portfolios to view different base currencies, which clutters the dashboard.
• Web app trails mobile — the desktop experience exists but feels like a port of the mobile app rather than a primary surface, which frustrates investors who prefer to analyse on a big screen.

European Broker Coverage

This is getquin's strongest area, but only for a specific set of brokers. Coverage in 2026:

• Trade Republic — fully supported via API (deep integration, the flagship).
• Scalable Capital — fully supported via API.
• Interactive Brokers — supported via Flex Query.
• DEGIRO — supported via CSV upload.
• eToro — supported.
• Comdirect — supported.
• Saxo Bank — partial; CSV upload.
• XTB — manual or CSV.
• Trading 212 — CSV upload.
• Revolut — manual entry.
• mBank Inwestor / Bossa / ING Inwestor (Poland) — manual entry only.
• Bitvavo, Binance, Coinbase, Kraken — basic crypto API support.

For the German and broader DACH retail audience this is excellent: Trade Republic and Scalable Capital cover most users, and getquin nails both. For Polish, Czech, or Hungarian retail investors who custody at domestic brokers, getquin is essentially a manual-entry tool with a nice UI — the auto-import value collapses. That is where pan-European tools like Freenance with broader CEE broker focus, or domestic tools like MyFund, become more practical.

Currency handling is solid for the German use case (everything in EUR, occasional USD ETF), but less polished for true multi-currency investors. The base currency is set per portfolio, and switching between EUR/USD/PLN reporting requires creating duplicate portfolios — clunky for Polish investors who genuinely think in PLN but hold most assets in EUR or USD. Many investors consider this the single biggest reason getquin is hard to recommend as a primary tool for non-DACH users with serious cross-currency exposure.

Alternatives to Consider

• Sharesight — deeper tax reports, better corporate actions, USD$12/mo+ — much better for AU/NZ/UK/CA tax filing but worse mobile experience.
• Snowball Analytics — USD$9.99/mo Pro, better crypto and broker breadth, no social layer.
• Empower (formerly Personal Capital) — free, US-centric, includes net worth and retirement planning but US-broker-only.
• MyFund — Polish portfolio tracker with native PIT-38 support, strong for Polish brokers, weak on auto-imports outside Poland.
• Freenance — multi-currency net worth and portfolio tracker built for European investors, with broader EU broker support including CEE and native PLN/EUR/USD reporting. Useful for users who like getquin's freemium feel but need stronger Polish broker coverage and full multi-currency net worth views.

FAQ

Is getquin free? Yes — the free tier is genuinely usable for most retail investors and has no holdings cap. Pro at EUR 4.99/month removes transaction limits, removes ads, and unlocks advanced analytics. The annual Pro plan at EUR 49.99 is roughly EUR 4.16/month, a small but noticeable saving.

Does getquin support Polish brokers? Not natively. Bossa, mBank Inwestor, ING Inwestor, and XTB require manual or CSV entry. Polish users typically combine getquin with manual reconciliation or use domestic tools like MyFund or pan-European tools like Freenance for better Polish coverage.

Is getquin good for crypto? Basic. Major coins (BTC, ETH, top altcoins) via major exchanges (Binance, Coinbase, Bitvavo, Kraken) work, but accuracy on staking, airdrops, NFTs, and DeFi is weak compared to Snowball or dedicated crypto trackers. If crypto is more than 10% of your portfolio, getquin alone will not be enough — you will likely need a second tool.

How does getquin calculate returns? Both money-weighted (IRR/MWR) and time-weighted (TWR), plus simple total return and capital gain. The metrics are correct but presented at less granularity than Sharesight or Snowball. For most retail use cases this is enough; for serious performance attribution it is not.

How does getquin compare to Trade Republic's built-in tracking? Trade Republic's app shows your position, total cost, current value, and simple gain. getquin layers performance vs benchmark, allocation analysis, dividend forecasting, and multi-broker aggregation on top. If Trade Republic is your only broker, the built-in tracking might be enough. If you have anything else (a separate Scalable account, an IBKR account, crypto on Bitvavo), getquin's aggregated view is meaningfully better.

Does getquin handle taxes for German or Polish residents? No native tax reports. German users do not get a Steuerreport, and Polish users do not get a PIT-38. Raw transaction exports are available for an accountant. Many investors consider this acceptable — getquin is a portfolio tracker, not a tax-filing tool, and it positions itself that way.

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• Freenance vs getquin Comparison
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This article is informational only. getquin is a tool, not investment advice.