Sharesight Review 2026 — Pricing, Features, Verdict

TL;DR

Sharesight is a New Zealand-built portfolio tracker that has earned a reputation as the gold standard for long-term equity investors who care about accurate dividend tracking, corporate actions, and tax-time reporting. Pricing in 2026 runs from a Free tier (10 holdings) through Investor (AUD$19/mo, 20 holdings), Expert (AUD$31/mo, 50 holdings), and Portfolio (AUD$50/mo, 100+ holdings). It auto-imports trades from 10+ brokers and supports 40+ exchanges including ASX, NZX, NYSE, NASDAQ, LSE, and Xetra. Best for buy-and-hold investors with multi-broker, multi-currency portfolios who want CGT and dividend tax reports for AU/NZ/UK/CA. Worst at: crypto, mobile UX, fast trading workflows, and Central or Eastern European broker support. Verdict: outstanding for tax-aware long-term investors in supported jurisdictions, overkill or simply impractical for casual users and many EU retail investors who do not custody assets at Interactive Brokers or Saxo.

Why Portfolio Trackers Matter in 2026

Most retail investors today hold assets across at least two brokers, often across two or three currencies, and increasingly across asset classes — equities, ETFs, dividend-paying REITs, sometimes crypto, occasionally private investments or pension wrappers. Broker dashboards almost never aggregate this picture. Worse, they rarely calculate true time-weighted returns, dividend yield on cost, or country-of-source withholding tax that matters at filing time. Data shows that investors who track holdings outside their broker tend to make fewer panic decisions and rebalance more consistently, because they see the whole picture rather than a fragment of it. They also catch mistakes faster — wrong cost basis after a corporate action, missing dividend, double-counted reinvestment — because a dedicated tracker exposes those errors that broker UIs often hide.

That is the niche Sharesight has occupied since 2007, and the reason it still has a loyal user base in 2026 even as flashier mobile-first competitors emerge. Sharesight was originally built by retail investors for retail investors in markets (Australia and New Zealand) where dividend imputation, franking credits, and complex tax treatment make manual record-keeping miserable. That DNA still shows in the product today: deep tax reports, deep dividend mechanics, deep historical accuracy. It is not the prettiest tool in the category. It is arguably the most accurate.

Key Facts at a Glance

How Sharesight Works

You start by either connecting a supported broker via API or email-confirm import, uploading a CSV, or entering trades manually. Once trades land, Sharesight matches them to its instrument database and begins streaming end-of-day prices and dividends. The platform's biggest engineering edge is the corporate actions engine: when a stock splits, gets acquired, spins off a subsidiary, or pays a stock dividend, Sharesight typically processes the event automatically and back-corrects your cost basis. Many investors consider this the single feature that justifies the subscription, because doing it manually across decades of holdings is brutal — especially when subsidiaries spin off and trade independently for a while before being acquired again.

Performance is calculated using money-weighted return (IRR) by default, with time-weighted return available — important because TWR isolates manager skill (it removes the impact of when you contributed) while MWR reflects what actually happened to your wallet, including the timing of contributions and withdrawals. Both numbers can be benchmarked against any index, ETF, or custom benchmark you define. This benchmark flexibility is rare; most trackers force you to compare against a fixed list of indices.

Sharesight's dividend tracking is unusually granular. It splits out franking credits (Australian imputation), withholding tax by source country, currency conversion gains, and dividend reinvestment plans (DRP) automatically. If you hold a US ADR through an Australian broker, Sharesight knows to treat the W-8BEN withholding correctly while still feeding the gross dividend into yield-on-cost calculations. That is the kind of accounting nuance most general-purpose trackers either skip or get subtly wrong.

Reports are the other big chunk of the value proposition. Sharesight ships dozens of report templates — performance, contribution analysis, capital gains tax (CGT) by jurisdiction, dividend summary, taxable income, future income forecast, diversity (sector, market, currency), and unrealised vs realised gains. Each report can be filtered by date range, by portfolio, by custom group, and exported to PDF, Excel, or sent directly to an accountant. For investors who hand a portfolio off to an accountant or financial planner once a year, the time savings alone pay for the subscription.

Pricing Breakdown

Sharesight runs four tiers in 2026:

• Free — 10 holdings, manual entry, 1 portfolio, basic reports. Good for testing or a single-asset-class hobbyist.
• Investor — AUD$19/mo (~USD$12) — 20 holdings, broker imports, all reports, dividend reinvestment, multi-currency. Suitable for most retail investors with a single broker relationship.
• Expert — AUD$31/mo (~USD$20) — 50 holdings, multiple portfolios, advanced reports, custom groups, unlimited contact reports. The sweet spot for multi-broker users and households tracking several portfolios separately.
• Portfolio — AUD$50/mo (~USD$32) — 100+ holdings, advisor-grade features, white-label reports. For wealthy individuals, family offices, or independent advisors managing client portfolios.

Annual billing knocks roughly 10% off. Sharesight does not offer a lifetime tier, and there is no free-forever plan above 10 holdings — once you cross that line you pay. Note pricing is in Australian dollars, so EUR users pay slightly less than the headline number when AUD weakens. Over 12 months the Investor tier is roughly EUR 130 and the Expert tier roughly EUR 215. There is also a separate Sharesight Pro tier aimed at financial advisors (priced per client and not relevant to most retail investors), and discounts for participating broker partners and member organisations are occasionally available.

Compared to Snowball Analytics (USD$9.99/mo flat), getquin (free with EUR 4.99/mo Pro), or MyFund (PLN 19/mo), Sharesight is the most expensive option in the category. The premium is real, and so is what you get for it — but if you do not use the tax reports, the corporate actions engine, or multi-broker auto-imports, you are paying for capacity you do not need.

Best For / Not For

Sharesight wins when you:

• Hold dividend-paying equities long-term and want accurate yield-on-cost and reinvestment math.
• Trade across multiple brokers and need consolidated reporting in a single dashboard.
• Live in Australia, New Zealand, the UK, or Canada — tax reports map directly to local filing.
• Care deeply about corporate actions and historical accuracy, especially for portfolios that span 10+ years.
• Want to compare your portfolio against any index over any custom period.
• Hold ADRs, dual-listed securities, or international ETFs and want correct withholding tax allocation.

Sharesight is not the right tool when you:

• Trade actively or want real-time tick data — it is end-of-day pricing only.
• Hold mostly crypto — coverage and accuracy are weaker than dedicated crypto trackers like Koinly or CoinTracker.
• Want a polished mobile-first experience — the app trails the web app significantly in features and feel.
• Are based in Poland, Germany, or Central/Eastern Europe and need GPW or local broker imports.
• Want a free tool — beyond 10 holdings you must pay, and the price climbs steeply at higher tiers.
• Need cash and bank account aggregation for net worth tracking — Sharesight does not connect to bank accounts.

Common Pitfalls

User reviews on Trustpilot, Reddit, and the App Store cluster around a few recurring complaints in 2026:

• Broker import friction — even "supported" brokers sometimes require email forwarding rules, Flex Query setup, or periodic manual reconciliation. New trades can take a day to appear, and FX rates on import sometimes differ from the broker's exact execution rate.
• Mobile app feels secondary — the iOS and Android apps work but lag the web feature set. Many users only check the app for a quick portfolio glance and do all real work on the web.
• Pricing in AUD confuses overseas users — your monthly bill fluctuates with FX. Many users budget the wrong number and notice the variance only at year-end.
• Crypto and alternatives are bolted on — this is not where Sharesight shines, and users coming in expecting crypto parity with stocks are disappointed.
• Learning curve — the interface assumes you know what TWR, IRR, franking, and DRP mean. Beginners often feel overwhelmed by the report library.
• Holdings cap surprises — users on the Investor tier hitting the 20-holdings ceiling sometimes feel pushed into the next tier mid-year, especially after a buying spree or after counting all small ETF positions.
• Limited bank feeds — there is no bank aggregation, so net worth tracking requires manual cash entries that quickly drift out of date.

European Broker Coverage

This is where Sharesight is weakest for Polish, German, and broader EU investors. Among popular European brokers:

• Interactive Brokers — supported, auto-import via Flex Query (the gold standard).
• Saxo Bank — supported via email-trade-confirm import.
• DEGIRO — manual CSV upload only; no live API.
• Trading 212 — manual CSV upload.
• XTB — manual CSV upload.
• Revolut — manual entry, no broker integration.
• mBank Inwestor / Bossa / ING Inwestor (Poland) — manual entry only.
• Trade Republic / Scalable Capital — manual CSV; intermittent third-party tools claim to bridge but are unsupported.
• Lynx, BUX Zero, Etoro — partial; eToro auto-imports, others manual.

For European retail investors who do not use IBKR or Saxo, Sharesight effectively becomes a manual-entry tool with great reports — useful, but the auto-import value proposition collapses. That is why platforms like getquin, Snowball Analytics, and Freenance are gaining traction in Europe specifically: they were built around EU broker realities rather than an ASX-first worldview. Many investors consider the IBKR question the deciding factor: if you already custody at IBKR, Sharesight is fantastic; if not, you will spend more time wrestling with CSV imports than analysing your portfolio.

Currency handling is another EU consideration. Sharesight tracks FX gains and losses on each holding, separate from market gain, which is genuinely useful for investors holding USD or GBP assets through a EUR-denominated broker. But the base reporting currency must be set per portfolio, and switching it later is awkward. Polish residents who think in PLN, hold EUR ETFs, and earn USD dividends typically end up choosing one display currency and tolerating the others — which works, but is not as smooth as tools designed multi-currency from day one.

Alternatives to Consider

• Snowball Analytics — cheaper at USD$9.99/mo, multi-asset including stronger crypto coverage, better mobile UX, but weaker corporate actions and tax reports than Sharesight.
• getquin — free freemium tier, mobile-first, social investing layer, strong with Trade Republic and Scalable Capital, weaker on tax depth.
• Empower (formerly Personal Capital) — free, US-centric, includes net worth and retirement planning but US-broker-only and no European bank feeds.
• MyFund — Polish portfolio tracker with native PIT-38 support, strong for Polish brokers, weak on auto-imports outside Poland.
• Freenance — multi-currency net worth and portfolio tracker built for European investors, with broader EU broker support and native PLN/EUR/USD reporting. A natural fit for users frustrated by Sharesight's AUD-first, IBKR-or-bust import limitations.

FAQ

Is Sharesight free? Yes, up to 10 holdings, with manual entry and basic reporting. To unlock auto-imports, advanced reports, and multiple portfolios you need a paid plan starting at AUD$19/month.

Does Sharesight support Polish brokers? Not natively. You can enter trades from Bossa, mBank Inwestor, ING Inwestor, or XTB manually, but no auto-import or live API exists. GPW-listed equities are priced via end-of-day data feeds.

Is Sharesight good for crypto? Adequate but not best-in-class. Top coins are tracked, but accuracy on staking rewards, airdrops, DeFi positions, and exchange-specific fee handling is weaker than Snowball Analytics or dedicated crypto trackers like Koinly.

How does Sharesight calculate returns? Both money-weighted (IRR) and time-weighted (TWR), plus capital gain and total return. You can switch between them, and benchmark each against any index, ETF, or custom benchmark over any time window.

Does Sharesight handle taxes for Polish residents? Not directly. PIT-38 reporting is not supported. You can export trade and dividend data and reconstruct it manually, but native CGT and dividend reports target Australia, New Zealand, the UK, and Canada. Polish investors typically combine Sharesight (or Freenance, getquin, MyFund) for tracking with a separate spreadsheet or accountant for the actual PIT-38 filing.

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This article is informational only. Sharesight is a tool, not investment advice.