For Whom
Freenance for different groups - how the platform helps freelancers, developers, entrepreneurs and other professionals.
Freenance for Czech Users 2026 — PFM App for Czechia with CSOB, Komercni Banka, Air Bank, Fio Sync
Freenance for Czech users 2026: PSD2 sync with CSOB, Komercni Banka, Air Bank, Fio Banka, Raiffeisenbank CZ. CZK/EUR multi-currency, DPS pension tracking, capital gains 15-23%, broker aggregation.
Read more →Freenance for Danish Users 2026 — PFM App for Denmark, Danske, Jyske, Nordea, Sydbank, Aktiesparekonto 17%
Freenance for Danish users: PSD2 sync with Danske Bank, Jyske Bank, Nordea DK and Sydbank. DKK/EUR multi-currency, Aktiesparekonto 17% tax wrapper, pension tracking PFA and PensionDanmark, Saxo Bank and Nordnet sync.
Read more →Freenance for Digital Nomads EU 2026 — Multi-Currency Tracking, Tax Residency, Multiple Bank Accounts
Digital nomads move every 3-6 months across the EU. PLN, EUR, USD, GBP accounts in 3 countries, brokers in 2 jurisdictions, unclear tax residency. Freenance is the only EU PFM with native multi-currency and multi-bank-country support.
Read more →Freenance for Estonian Users 2026 — PFM App for Estonia, IBAN, Swedbank, SEB, LHV, Luminor, Investment Account
Freenance for Estonian users: PSD2 sync with Swedbank EE, SEB EE, LHV and Luminor. EUR-native, Estonian Investment Account tax deferral, 22% income tax 2026, Pillar II and III pension tracking, LHV and Lightyear sync.
Read more →Freenance for Finnish Users 2026 — PFM App for Finland, IBAN, OP, Nordea, Danske, Osakesäästötili
Freenance for Finnish users: PSD2 sync with OP Financial Group, Nordea FI, Danske FI and Aktia. EUR-native, Osakesäästötili OST tax wrapper, 30-34% capital gains, public pension tracking, Nordnet FI and Mandatum sync.
Read more →Freenance for Hungarian Users 2026 — PFM App for Hungary with OTP, MKB, Erste, K&H Sync and TBSZ Tracking
Freenance for Hungarian users 2026: PSD2 sync with OTP Bank, MKB, K&H, Erste HU, MagNet. HUF/EUR multi-currency, TBSZ tax-wrapper tracking, NYESZ pension, capital gains 15%, broker aggregation.
Read more →Freenance for Lithuanian Users 2026 — PFM App for Lithuania with Swedbank, SEB, Luminor, Siauliu Bankas Sync
Freenance for Lithuanian users 2026: PSD2 sync with Swedbank LT, SEB LT, Luminor, Siauliu bankas, Citadele LT. EUR-native, Pillar III pension tracking, capital gains 15-20%, Lightyear/Trade Republic sync.
Read more →Freenance for New Investors in Europe 2026 — First €100/Month, ETF Portfolio Build, Handhold From Zero
First €100/month into your first ETF portfolio. DCA strategy, broker pick, ETF pick, automation setup. Freenance is your training wheels for the first investing year in Europe.
Read more →Freenance for Paid-Tier Power Users 2026 — EU Investment Portfolio Tracking, FIRE Planning, Tax Optimization
Who upgrades to Freenance Plus? Investors with 100k+ portfolios, FIRE seekers tracking 10+ accounts, JDG owners optimizing taxes. What paid features actually unlock — advanced reports, AI insights, unlimited sync slots.
Read more →Freenance for Romanian Users 2026 — PFM App for Romania with BCR, BRD, Banca Transilvania, ING Sync
Freenance for Romanian users 2026: PSD2 sync with BCR, BRD, Banca Transilvania, ING RO, Raiffeisen RO. RON/EUR multi-currency, Pillar III pension tracking, capital gains 10%, BVB broker aggregation.
Read more →Freenance for Slovak Users 2026 — PFM App for Slovakia with Tatra Banka, VUB, Slovenska sporitelna, 365.bank Sync
Freenance for Slovak users 2026: PSD2 sync with Tatra Banka, VUB, Slovenska sporitelna, 365.bank, mBank SK. EUR-native, III. pilier tracking, capital gains exempt after 1 year, broker aggregation.
Read more →Freenance for Spanish Users 2026 — PFM App with BBVA, Santander, CaixaBank Sync and IRPF Savings Tax Tracking
Why Spanish users need Freenance: PSD2 sync with BBVA, Santander, CaixaBank, Bankinter, Sabadell. IRPF savings tax tracking, Plan de Pensiones, Beckham regime, DEGIRO Iberia and MyInvestor aggregation.
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