Which ETFs Can You Buy on XTB in 2026?

Quick Answer

XTB carries the mainstream UCITS ETFs European investors actually search for — VWCE, CSPX, VUAA, IWDA, SWDA, EIMI and EUNA are all live on XTB's own instrument pages as real, physical ETFs bought at 0% commission up to €100,000 of monthly turnover (0.2%, minimum €10, above that). The catch is not availability, it's product type: XTB sells the same fund twice, once as an ETF and once as a leveraged CFD. VUAA.DE is the physical Vanguard S&P 500 ETF; VUAA.UK is a CFD on it, with 1:5 leverage and a 20% margin requirement. Buying the wrong one gives you a derivative instead of a fund. XTB's own site quotes two different catalog sizes — "350+ ETFs" in its fractional-shares banner and "2200+ funds" in the body of the same page.

The ETFs people actually search for

Each row below was confirmed on XTB's own public instrument page, checked 18 August 2026. "Physical ETF" means the page offers the fund itself at 0% commission, not a CFD.

One common ticker we could not confirm on a public XTB instrument page: FWRA (Invesco FTSE All-World, IE000716YHJ7). Treat it as unverified and search the ISIN in the platform rather than assuming it's absent.

The trap: XTB lists the same fund as both an ETF and a CFD

Search a ticker on XTB and you can land on either product. They are not interchangeable — one is a fund you own, the other is a leveraged contract.

The two pages sit in different sections of xtb.com: physical ETFs under /etfs/, CFDs under /etfs-cfd/. Same fund name, same Vanguard S&P 500 index, completely different instrument.

How to tell an ETF from a CFD on XTB in 10 seconds

1. Look at the URL section — /etfs/ is the fund, /etfs-cfd/ (or /etf-cfd/) is the derivative.
2. Look for leverage or margin figures ("1:5", "20%"). A physical ETF page has neither.
3. Look for the words "ZERO commission" — that phrasing sits on the physical ETF pages.
4. In the platform, check the instrument's market/category before your first order, not after.

If you are comparing venues before committing, our EU ETF broker comparison covers how XTB's model differs from the zero-commission and flat-fee alternatives.

What XTB charges

All figures below are from XTB's own fees pages, checked 18 August 2026.

• ETF/stock commission: 0% up to €100,000 monthly turnover; above it, 0.2%, minimum €10.
• Currency conversion: 0.5% margin on XTB's exchange rate (0.8% at weekends and on holidays for transfers between accounts in different currencies).
• Account maintenance: none.
• Inactivity fee: €10 per month, charged only when no position has been opened or closed for 365 days and no deposit has been made for 90 days. It stops once you trade again.
• Fractional shares: supported, from €1.

The 0.5% conversion margin is the fee most people underestimate. Buying a USD-line ETF from a EUR account pays it on the way in and again on the way out; choosing the EUR-denominated line of the same fund (VWCE.DE instead of a USD line, VUAA.DE instead of VUAA in USD) avoids it entirely.

Investment Plans — XTB's recurring buys

XTB's Investment Plans are the DCA mechanism, and they are free to set up and run.

• Built from XTB's ETF range, which the platform describes as over 2,200 ETFs.
• Minimum $15 (or the account-currency equivalent) per plan.
• Up to 10 plans running simultaneously.
• Auto Invest schedules the amount, period and deposit method so contributions go in automatically.

How many ETFs does XTB actually have?

XTB's own ETF page gives two different numbers, and it's worth knowing which is which before you count on a specific fund.

• "350+ ETFs" — appears in the banner advertising the fractional-shares offer.
• "2200+ funds" — appears repeatedly in the body of the same page and on the Investment Plans page.

The page does not reconcile them or say plainly which counts physical ETFs and which includes CFDs. Until XTB publishes a single downloadable catalog, the honest answer is that the platform's own marketing is inconsistent — so verify your specific ISIN in the platform rather than trusting a headline count.

Your ticker isn't there — what to buy instead

The index matters, not the ticker. These funds are interchangeable in substance where they track the same index.

Search by ISIN, not ticker. The same fund carries different tickers on Xetra, the LSE and Milan, and the ISIN is the only identifier that doesn't change. The same principle applies at other brokers — see which ETFs you can buy on Revolut for how a much narrower catalog handles the same tickers, which ETFs you can buy on Trading 212 for a catalog that differs by country entity, which ETFs you can buy on Interactive Brokers for the one catalog you can verify without an account, and CSPX vs VUAA for choosing between the two S&P 500 lines.